Highriskmerchantexpert Payments is focused on offering high risk merchant accounts for some of the hardest to place international and US high risk businesses.

Voted the #1 High Risk Credit Card Processor in 2016 and 2017 we Payments offers comprehensive high risk merchant services, which include reliable, affordable and secure credit card processing, ACH processing, and integrated fraud protection and chargeback management services.

Our goal is to be the undisputed best high risk merchant account provider. To do that effectively, we have to understand and cater to the unique needs of the high risk merchants and industries that we specialize in. To that end, we put together the below “high risk merchant account cheat sheet”. It’s designed to give business owners a single place to obtain all the information they’ll need to obtain high risk merchant accounts, manage those accounts, and succeed when accepting credit and debit card payments.

Who is Considered a High Risk Merchant?

The category of high risk credit card processing includes any business in an industry with one or more of the following characteristics:

  • a history of high-chargebacks,
  • irregular very high-ticket sales,
  • in an industry that large banks are unwilling to support, or
  • highly regulated industry.

It is important to note, that this high risk merchant account categorization is based on your business’ industry, regardless of your individual businesses’ track record. Additionally, the high risk category includes businesses who have been dropped by a previous credit card processor, businesses that are on the MATCH or TMF list, companies whose owners have bad personal credit or low credit scores, or businesses who are based outside the US.


We’ve Got You Covered.

Soar Payments provides its high risk payment gateway services to thousands of US and offshore businesses, ranging from new startups to businesses processing millions of dollars a month. So when you’re ready, we’re ready.